In Room 41

We often hear these three words FORGIVE AND FORGET and a lot of us struggle with the actual meaning because it seems difficult to reconcile. I mean how do you forget an offence when the human brain is wired to remember emotionally charged events. Well in my opinion, Forgiving is letting go of wrong and resentment while Forgetting is still managing to look out for the offender's best interest regardless of what has transpired between the both of you and not seek ways to harm or cause that person pain. However in all of this remember to look out for yourself because Jesus in his infinite wisdom said "love your neighbour as yourself" not more than yourself . Release yourself and that person by letting go of all bitterness and resentment not withholding any good if ever in a position to help but most importantly not at your expense.  For instance a friend you accommodated ended up sleeping with your wife or husband and things ended bitterly between the both of you.  This frie

There is a saying by Alan Laken, " Planning is bringing the future into the present so that you can do something about it now" If you are stuck in a financial rut just now with no income, you may find these steps helpful. To successfully change your financial situation, you must first learn to take responsibility. You have to own the process of  turning your financial life in the right direction by taking deliberate actions. Step 1 Get Immediate income - By this I mean a job any job so long its legal and not detrimental to your health. Now is not a time to be selective, looking for the perfect job or to follow ones passion, this is about being resourceful making short term sacrifices for immediate income in order to secure the future. Step 2 Manage the Income - learn how to efficiently allocate your scarce resources by budgeting. Get a pen and write down how much in total you earn and all the necessary expenditure you have to make. Rule of thumb - allocate about 70% to all yo

The first step in managing/getting out of debt is getting your head out of the sand. Face your debt, list all you owe and how much you owe, then critically analyse how you got where you are in the first place. It might be worth breaking some habits. Prioritise your debt and work your way through the list striking off as you go along. The reason this is important is because it boost your moral and help you stay on track. Some debt are urgent and must be dealt with ASAP or they cause you further problems for instance your house rent while others may be important but not urgent e.g. the car loan, so you sit down with a pen and paper and formulate a strategy.